Digital Commerce Platform Development
Publicada el 2026-07-21
Descripción de la oferta
LipaSwitch is looking for a digital commerce platform that combines a payment gateway, hosted checkout, online storefront, payment links, and developer APIs into a single ecosystem. Rather than requiring businesses to build their own payment infrastructure, Snippe provides ready-to-use tools for selling products and accepting payments online. It is designed for creators, freelancers, SMEs, merchants, and developers. ⸻ Platform Architecture The platform consists of four core layers: SNIPPE PLATFORM Merchant Dashboard │ ┌──────────────┬─────────┴──────────┬──────────────┐ │ │ │ │ ▼ ▼ ▼ ▼ Payment Online Store Payment API Mobile App Links & SDKs │ │ │ └──────────────┴──────────────┬─────┘ ▼ Hosted Checkout │ Mobile Money / Cards / QR │ Settlement Engine │ Bank / Mobile Money Wallet Everything ultimately routes through Snippe’s secure hosted checkout and payment engine. Functional Modules 1. Merchant Onboarding The onboarding process is intentionally simple: • Register an account. • Configure business details. • Generate API keys (if needed). • Add products or services. • Start collecting payments. This allows even non-technical users to begin selling quickly. ⸻ 2. Merchant Dashboard The dashboard acts as the operational control center. Business Management • Merchant profile • Business information • Settlement accounts • Payment settings Sales Management • Products • Customers • Orders • Revenue Finance • Transactions • Payout history • Reports • Reconciliation Developer Tools • API Keys • Documentation • Webhooks • SDKs ⸻ 3. Payment Links This is Snippe’s flagship capability. The merchant creates a payment session and receives: • Full checkout URL • Short payment URL Example: snippe.me/p/ABC123 The link can be shared through: • WhatsApp • SMS • Facebook • Instagram • TikTok • Email • QR Code • Printed media The customer simply clicks the link to access the checkout. Behind the Scenes Merchant │ Create Session │ Generate Link │ Share Link │ Customer Opens Link │ Hosted Checkout │ Payment │ Webhook │ Merchant Dashboard Updated 4.Hosted Checkout Rather than embedding payment forms directly into merchant websites, Snippe hosts a secure checkout page. Checkout Flow 1. Customer opens payment link. 2. Checkout page loads. 3. Customer selects payment method. 4. Payment is authorized. 5. Customer is redirected back. 6. Merchant receives webhook confirmation. This reduces compliance complexity and provides a consistent experience across devices. ⸻ 5. Online Store Merchants can create a basic storefront without coding. Supported product types include: • Physical goods • Digital products • Courses • Coaching • Memberships • Event tickets • Subscriptions Store capabilities include: • Product catalogue • Images • Descriptions • Pricing • Customer checkout • Inventory management • Order management ⸻ 6. Payment Gateway For developers, Snippe exposes REST APIs for payment processing. Supported payment methods: • M-Pesa • Airtel Money • Mixx by Yas • Halopesa • Visa • Mastercard • Dynamic QR Payment types: • Mobile Money (USSD push) • Card checkout • Dynamic QR ⸻ 7. Developer Ecosystem Snippe provides: • REST API • API keys • JavaScript SDK • Python SDK • PHP SDK • WooCommerce plugin • WHMCS plugin • Webhooks Typical integration flow: Get API Key │ Create Payment │ Receive Checkout URL │ Customer Pays │ Receive Webhook │ Update Order 8.Payment Sessions Every transaction begins with a payment session. A session contains: • Amount • Currency • Customer details • Redirect URL • Checkout URL • Payment link • Reference ID The merchant creates the session through the dashboard or API before sending it to the customer. ⸻ 9. Metadata Support One notable developer feature is support for metadata attached to payment links. Merchants can associate a payment with information such as: • Order ID • Customer ID • Subscription ID • Product code When the payment completes, this metadata is returned in the webhook, enabling automated fulfilment and reconciliation. ⸻ 10. Webhooks Webhook events allow merchant systems to react automatically. Typical actions include: • Mark order as paid. • Unlock a digital download. • Enrol a student. • Send a receipt. • Update inventory. This removes the need for manual verification. ⸻ 11. Reporting & Analytics The merchant dashboard provides: • Revenue reports • Transaction history • Settlement tracking • Real-time monitoring • Exportable reports • Automated reconciliation ⸻ 12. Mobile App The mobile application allows merchants to: • Track payments. • Monitor sales. • View transactions. • Initiate payouts. • Manage their business remotely. ⸻ 13. Integrations Snippe integrates with: • Custom websites • WooCommerce • Shopify • WordPress It also provides APIs for developers to build custom integrations. ⸻ 14. Settlement & Pricing According to the published pricing: • Mobile money collections: 2.5% per transaction. • Card collections: 3.0% per transaction. • No monthly subscription fee for standard accounts. • Instant settlement for many local payment methods. • Payouts supported to mobile money and bank accounts. ⸻ End-to-End Transaction Flow Merchant Creates Product │ ▼ Creates Payment Session │ ▼ Gets Payment Link │ ▼ Shares Link │ ▼ Customer Opens Hosted Checkout │ ▼ Selects Payment Method │ ▼ Payment Processed │ ▼ Webhook Notification │ ▼ Merchant Dashboard Updated │ ▼ Settlement to Bank or Mobile Wallet Strengths Snippe’s key strengths include: • Fast, no-code merchant onboarding. • Shareable payment links for social commerce. • Secure hosted checkout. • Unified support for Tanzanian mobile money, cards, and QR payments. • Developer-friendly APIs, SDKs, and webhooks. • Integrated storefronts for digital and physical products. • Simple transaction-based pricing. Opportunities for LipaSwitch If you are designing LipaSwitch, the strongest strategy is not to replicate Snippe but to build on its foundation. High-value differentiators include: • A unified merchant and consumer wallet. • AI-driven fraud detection, business analytics, and merchant financing. • Multi-vendor marketplaces with automated commission splitting. • Escrow services for marketplace transactions. • Native transport integrations (bus, rail, airlines, ferries). • Government payment collection and reconciliation. • Cross-border payments within East Africa. • White-label payment services for banks and enterprises. • A broader API ecosystem (SMS, WhatsApp, KYC, identity verification, ticketing, utility payments). That approach positions LipaSwitch as a comprehensive financial and digital commerce infrastructure platform rather than simply a payment-link service.
Skills
- REST APIs
- Data Analytics
- Compliance
- WordPress
- Shopify
- React
- WooCommerce
- JavaScript
- Coaching
- Python
- TikTok
- PHP
Fuente original: freelancer